Your dental benefits reset each year. After December 31, you will lose any unused dental benefits. It means that this is a perfect time of year to take advantage of everything your dental insurance provides especially if you have outstanding treatment. Here are some of the services you may want to receive before December 31st.
Dental Checkup
Most dental insurance companies provide coverage for at least two dental checkups a year. If you haven't received a dental cleaning in the last six months, we strongly recommend that you schedule your appointment with Dr. Frank Esfandiair before the year-end.
Other Treatments
If you need more extensive dental treatments involving multiple visits, the end of the year is the perfect time to get started. This is especially true if you’ve already met your deductible and haven’t hit your annual maximum. Once your deductible is paid, your out-of-pocket expenses can decrease dramatically, making it an ideal situation for larger dental treatments.
If you’re getting close to your annual maximum, your dentist in Ventura, Dr. Frank Esfandiari can help you create a plan to maximize your benefits by splitting your treatment between this year and next, allowing you to use the benefits you have remaining this year and take advantage of your renewed benefits after the new year.
This approach can help minimize out-of-pocket expenses by using your coverage in an optimal way. And, if you need more assistance with making the costs manageable, we offer financing options like Care Credit that can give you the opportunity to spread out-of-pocket costs over a time period that is manageable for you, sometimes without any interest charges.
After your dentist has reviewed your situation and developed a treatment plan, we can come up with a financial arrangement that allows you to maximize your dental insurance benefits, and achieve optimal oral health and the beautiful smile of your dreams.
Don’t let your 2018 dental benefits go to waste by making sure you use them before December 31. Schedule an appointment today to get started.